Efficient, Customizable Software

Underwriting and New Business Processing

MRS streamlines your tele-underwriting and application process by completing Part I/Part II of the insurance application.  Our fully customizable, modular approach allows us to build a workflow that collects all of your underwriting requirements eliminating redundancies and thereby reducing the time to issue.

MRS solutions are tailored to your organization’s specific needs, powered by our customizable rules engine to provide every client an individualized program that complements their existing workflow.

In addition, MRS professionals will work with you to identify opportunities to increase efficiency and minimize the number of times the application process touches an applicant.

Using state-of-the-art technology, MRS additional capabilities include:

  • The ability to use multiple integration points across carrier systems and third-party vendors to further streamline your application process.
  • Straight-through processing using real-time database searches integrated with reflexive questioning.
  • Customizable underwriting Rules Engine to support underwriting decisions at the Point of Sale for simplified issue products.
  • Compliant Voice and Electronic Signatures can reduce your time-to-issue from days to just minutes!
  • MRS carries the required Third-Party Administrator License in 11 states.

MRS is an extension of your company, we understand that!  Our highly trained staff of courteous professionals bring significant industry experience to each application experience and have a deep understanding of the interview process.  Before they are allowed to engage with applicants and clients, all MRS representatives must complete an in-depth training program that gives a comprehensive overview of current industry issues, relevant medical terminology and underwriting concerns regarding specific medical and non-medical risk factors.

From basic questionnaires to full application completion, we can cover the full spectrum of your tele-underwriting, tele-interview or tele-application needs.  Some of our modular features include:

  • Complete customization of scripting
  • Reflexive questions based on previous answers or results from third party data sources.
  • Simplified Issue Point of Sales underwriting decisions
  • Completion of state approved applications forms.
  • Third party data sources
  • RX Profiles
  • MIB
  • MVR
  • Electronic signatures
  • External Rules engines
  • Credit card processing
  • Auto requirement ordering (APS, exams, labs, etc)